Personal Certificates of Deposit
We offer traditional and flexible certificates of deposit. All are available with the following options:
- Combined statements with checking account
- Interest can be credited to:
- Certificate of Deposit account to maximize compound interest
- Any checking, savings, or money market account at our bank
- Any other financial institution account in the United States that accepts ACH deposits
- Terms of 3 months through 60 months
- Tiered Rates- higher account balances receive higher interest rates earned on entire account balance
- Maturity dates can be customized to meet your liquidity needs
- Withdraw interest credited during the current term at any time without penalty
Flexible Certificates of Deposit
- Additional deposit and one or more penalty-free withdrawals during original term
- Restrictions may apply
Bump-up Certificates of Deposit
- One-time change in the interest rate during the original term
Relationship Certificates of Deposit
- Available to customers maintaining a more comprehensive relationship with the bank
- Accounts can be opened with a low minimum balance of just $1,000 and are combined with a checking account
Penalties may apply for early withdrawal on all certificate or deposit