Personal Savings Accounts
Our personal savings account is available with the following:
- Combined statements with checking account
- Free Internet Banking
- Free postage prepaid bank-by-mail envelopes
- Tiered Rates - Higher account balances receive higher interest rates paid on entire collected balance
- Minimum opening balance of $100
- Minimum balance of $1,000 to avoid the $5 monthly maintenance charge
- Monthly maintenance charge is waived regardless of balance if savings account is on a combined statement with a personal checking account
- Monthly maintenance charge can also be waived by maintaining $25,000 or more in non-CD deposits at the bank
We have a special savings account for minors (under 18 years of age) with a balance requirement of just $50 to open the account and $50 to avoid monthly maintenance charges.